Human Trafficking

Victims of Human Trafficking

How to Request A Block On Information In Your Report

The Fair Credit Report Act (FCRA) requires that any person wishing to block information that was the result of being a victim of human trafficking must submit the following information:

1) Proof of Identity -

There are two ways that proof of identity can be established:

a. Consumer file match - your full name (first, middle initial, last, suffix), any other or previously used names, full nine digits of Social Security number, and/or date of birth.

b. Additional proof of identity - such as copies of government-issued identification documents, utility bills, and/or other methods of authentication of your identity which may include, but are not limited to, answering questions to which only you might be expected to know the answer.

 

2) Trafficking Documentation -

You are required to provide an acceptable "Victim Determination" statement, which is documentation of a determination that a consumer is a victim of trafficking, made by either:

  • a Federal, State, or Tribal government entity;
  • a court of competent jurisdiction, which includes certain documents filed in court;
  • a non-governmental organization or human trafficking task force, including victim service providers, affiliated with these entities, authorized by a Federal, State, or Tribal government entity; or
  • a self-attestation by a consumer who identifies as a victim of trafficking that is signed or certified by a Federal, State, or Tribal government entity, court of competent jurisdiction, or an authorized representative of these entities.

3) Identified Items of Adverse Information -

To have a block placed on the information in your consumer report, you are required to identify specific items of adverse information that should not be furnished by a consumer reporting agency because the items resulted from a severe form of trafficking in persons or sex trafficking.

4) Preferred Method of contacting you electronically or in writing.

Mail/Fax copies of documentation to:

KLINK

401 Liberty Avenue, Suite 1925

Pittsburgh, PA 15222

Fax: (412) 201-9124

Or alternatively:

KLINK

47 Carpenter Street

Red Bank, NJ 07701

Fax: (412) 201-9124

Submission may also be made via email to:

info@klinkcheck.com

All submissions are handled by the KLINKCheck Compliance Officers. You may check on the status of your submission by contacting the Officers at (412) 201-9123, Monday to Friday 8:00AM to 5:00PM EST.

Information Blocking Process

Once submitted, KLINKCheck will initiate a block of the relevant information with x days of receipt of your request. KLINKCheck will notify you within x days if any additional information is required.

KLINKCheck has twenty-five (25) days to make a final determination on your request. You will be notified within five (5) days of our determination to either maintain the block on your information or to rescind the block.

401 Liberty Ave.

Pittsburgh, PA 15222

Call: (412) 201-9123

Fax: (412) 201-9124

Email: info@klinkcheck.com